This newsletter is sponsored by 2 amazing companies: VOYAGER and PHEMEX.I use Voyager for my spot trading and investing (and to compound interest) and I use Phemex for trading with leverage . Sign up to both with the links above and get some free Bitcoin. I really encourage you to check them both out - you know that I never endorse a product that I do not use!I am a strong believer that time is our most valuable asset. It has always been my goal to work less and play more, which was largely responsible for my decision to focus on DJing and music production for almost 20 years. During this time, I was able to travel the world, experience things that most people only see in movies and take the opportunity to truly get to know myself.The flip side of that coin is that I did not take life seriously enough. I only cared about having enough money to pay for the next grand experience or to sustain my lifestyle. I did not have lofty enough goals, as I was always "focused on the now." I had fun, but I was not working hard enough to buy myself more time in the future. I barely saved money, and if I did I ended up dipping into those savings when I wanted to do something I enjoyed.Financially, I was an idiot.What I wish I had learned (or accepted, people had told me this my whole life!) earlier is that there can be a balance, which largely comes as a result of achieving financial freedom. I did NOT save enough money, I did NOT earn enough money and I did NOT take advantage of readily available opportunities to improve my financial situation. As a result, the "fun train" was derailed, as I did not have enough money to do the things that I desired as I grew older and more mature. While my friends went on tons of trips and had shared experiences, I was forced to stay home and work on weekends to pay the rent. Fortunately, my job still had me traveling and having an amazing time, but I did not have the discretionary income for non "business" travel.What you don't realize in your 20s is that life will become increasingly more expensive, more challenging and more difficult. You will inherently have less time - which means you will need more money to buy more time. If you choose to have kids, your life will become exponentially more expensive and far busier. Free time disappears almost completely. If you want more free time, you have to buy it - by paying for childcare and people to clean and handle the other tasks that fill your time.The most important reason to work hard and earn money is not so that you have to work harder and earn more money - it is so that you can buy more time for things that truly matter. Time with my family and loved ones having new experiences is the best thing money can buy.On your death bed, do you think you will look back and think "I really wish I had bought that car I wanted," or "I really wish I had taken a few more vacations with my wife and kids?" Interviews with older wealthy people almost always focus on the latter. Regrets never come in the form of material things never bought - they came in the form of experiences never had. People always seem to regret working too much at the expense of time with their family.I wrote a quick article below on how to passively invest your way to a million dollars. I wish I had read this when I was 18, because at 43 I would easily have saved millions. I also would have focused on having multiple revenue streams earlier, in an effort to save and compound more.Trading is a hard way to make a living - nearly impossible. That said, if you are good at it, it's a great additional source of income, which can help you to find the financial freedom to buy yourself more time. If you do decide to trade, do not do it at the detriment of your simple investing strategy. Trade with a small portion of your portfolio.Create multiple streams of income and save as much as possible, as young as possible. It's really that simple, if you can manage it. Then you'll be able to buy yourself time when you truly need it.A note on security: I know that I discussed this service last Tuesday, but I think it's essential to once again remind you how important your phone security is. Two more people I know were SIM hacked in the past week - one is a crypto influencer but the other is an "average Joe." This type of criminal activity is increasing during the pandemic - please make sure to secure your assets and your phone.If you are in the United States, I truly believe you should try out Efani.LINK TO EFANI HERE.Today is Giving Tuesday. If you have the means to donate money to an organization that you feel passionate about, this is a great excuse. There are a lot of people who need your help.I decided to remove the altcoin section in this edition at the last minute, as I don't see anything particularly interesting in the market. Alts continue to look weak after Bitcoin's last move and I suspect that Bitcoin may move again soon, which could dramatically effect alt prices. As you know, I only trade (and share trades) in the right market conditions and I do not think that today qualifies. I am still in MATIC, which continues to look good and the same as previous weeks. I am also still in AION, but a few percent underwater. You may recall that I cut that position in half to be able to move my stop down and chill. We will see how alts are looking come Thursday when I chart your requests.Some days there are just few trades to be taken, so this issue is full of information, lessons and analysis rather than immediate trade ideas. What’s in this issue?Bitcoin Thoughts And AnalysisThe Wolf Of All Streets Podcast Ft. Steve EhrlichLegacy MarketsTrading Tip - Know Yourself And Your StrengthsMake A Million Dollars By Passively InvestingCrypto Companies Helping To Fight COVID-19Bitcoin Hashrate Hits All Time High - AgainBitcoin On BillionsJ. Crew Files For BankruptcyPhemexVoyager